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FAQ

Financial Services FAQ

Are you a fee for service based financial planner or do you take commissions?

We are a fully fee for service business. We charge based on the nature and extent of the service we provide irrespective of how much money you have to invest. In the event that a commission is received from an investment (and we can not rebate it back to you), we will give you a 'credit' equal to the amount of the commission we receive to offset other fees on other matters we are working on.

Will you continue to look after my financial affairs and be proactive in reviewing my portfolio and financial strategy moving forward?

Most definitely. We have a range of service packages for you to select from which formalises your preferred level of ongoing service whilst also providing you with guaranteed turnaround times for general correspondence. If you do not wish to have a service package we can review your portfolio and strategy, upon your prior written instruction, for an hourly rate.

What makes you different?

We are committed to excellence in everything we do. We devote considerable resources to ongoing professional development to ensure that our staff are up to date and abreast of the latest issues confronting your investments and financial strategy. Additionally, we have access to a superior range of investment opportunities and can tailor a portfolio to your specific needs, above and beyond the capabilities of many other investment professionals.

Are there tax advantages in investing in property and shares?

Australian shares Investing in directly listed Australian shares, or Australian share based managed funds, can provide high levels of tax efficiencies within your portfolio if selected wisely. 'Franking Credits' which are often attached to the dividends received from Australian shares (so as to avoid any 'double taxation' at both the company and share holder levels) can be specifically targeted as part of your investment strategy so as to minimise or offset any expected or potential taxation consequences. Property based managed funds Investing in property based managed funds (such as listed property trusts or direct property) can also be a great way of maximising tax efficiencies within your investment portfolio. This is because some of the income received from such investments is classified as 'tax deferred income' which essentially means that you do not have to pay tax on the earnings when received (instead, the amount of the tax deferred income is subtracted from the 'cost base' of the investment, thereby deferring the tax until the investment is sold).